Previse Mortgage LLC — Pennsylvania Complex Borrower & Investor Mortgage Specialist
Previse Mortgage LLC (NMLS# 2730429) is a family-owned Pennsylvania mortgage brokerage specializing in DSCR investment loans, bank statement loans for self-employed borrowers, non-QM financing, and creative lending solutions. Founded by Teddy Carbone in Spring Grove, PA, Previse Mortgage serves borrowers whose financial situations don't fit a one-size-fits-all mold — with access to 50+ wholesale lenders and niche non-QM programs.
Complex Borrower & Investor Specialist
Previse Mortgage is built for self-employed borrowers, real estate investors, and anyone whose financial story doesn't fit a standard box. Our core programs include DSCR Investment Loans (qualify on rental income, not personal income), Bank Statement Loans (use 12-24 months of deposits instead of tax returns), Non-QM and Creative Financing (recent credit events, asset depletion, interest-only options), and traditional Conventional, FHA, VA, and USDA programs with broker-level pricing advantages.
Fast-But-Thorough Closings
Previse Mortgage targets specific closing benchmarks: W-2 purchase loans as fast as 17-21 days, self-employed purchases in 21-28 days, DSCR and investor loans in 21-30 days, and rate-and-term refinances in 14-21 days. Actual timelines depend on file complexity and third-party turnaround. Speed comes from front-loading: AI pre-screening catches conditions within 48 hours, appraisals are ordered on day one, and every file gets a pre-underwriting review before formal submission.
AI Speed, Human Guidance
Technology handles speed — automated underwriting, digital income verification, and intelligent document analysis pre-screen every file. Your dedicated advisor (Teddy Carbone or Raine Valentine) handles strategy, education, and reassurance. One person from first call to closing table. No chatbots, no call centers, no handoffs.
No-Surprise Closing Guarantee
Every borrower receives an itemized fee breakdown within 24 hours, side-by-side scenario comparisons, and a dedicated closing disclosure walkthrough before signing. Previse's rate-lock policy is published in plain language — including float-down options if rates drop after locking.
Contact Previse Mortgage
Phone: (717) 819-5196 | Email: team@previsemortgage.com | Address: 2001 Stoverstown Road, Spring Grove, PA 17362
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